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Pre-Paid Legal
LEGAL COVERAGE

Pre-Paid Legal offers up to five titles of coverage in the family plan.

Title I- Preventive Legal Services
These services are available to you immediately when you enroll!
* Unlimited Phone Consultations (toll-free access)
* Phone Calls and Letters
* Contract and Document Review
* Standard Will Preparation

Title II - Motor Vehicle Legal Services
These services are available just 15 days after you enroll!
*Representation for moving traffic violations
*Representation for certain motor vehicle related criminal charges
Up to 2.5 hours for help with:
*Driver's license assistance
*Personal injury / Property damage collection assistance of $2,000 or less

Title III - Trial Defense Services
The longer you keep your membership in force, the more valuable it becomes!
*1st year- 75 total hours(57.5 hours of trial time + 17.5 hours of pre-trial time)
*2nd year- 140 total hours(117 hours of trial time + 23 hours of pre-trial time)
*3rd year- 205 total hours(176.5 hours of trial time + 28.5 hours of pre-trial time)
*4th year- 270 total hours(236 hours of trial time + 34 hours of pre-trial time)
*5th year- 335 total hours(295.5 hours of trial time + 39.5 hours of pre-trial time)

Title IV - IRS Audit Legal Services
Coverage begins April 15th of the year you enroll.
*Up to one hour for consultation and advice upon receipt of a written notice from the IRS
*Up to 2.5 hours consultation and advice after 30 days without settlement
*Up to the balance of 46.5 hours for trial representation

Title V - Ohter Legal Services
Your Provider Attorney will render assistance at a 25% discount from his or her standard hourly rate for legal services not otherwise covered by the membership. Even pre-existing matters can be covered under this portion of the plan!

The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions and exclusions.

In the near future, legal service plans will be as common as auto insurance.

surpreme court

Who's covered?

The individual who purchased the membership along with their spouse and unmarried children living at home up to age 21 or up to age 23 if the children are full time college students. Also included are children up to age 18 for whom the member is legal guardian and any dependent child, regardless of age, who is mentally or physically disabled.


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